Free Disability Evaluation
Applying for disability benefits can be
difficult and often take months or
several appeals to get approved.
Get a Free Disability Evaluation today
and have someone in your area help with
your situation.
Social Security General Benefits
If you or a loved one passes away, do
you know what benefits you and your
family are entitled to? Make sure
you know, so you can get what your are
entitle to.
Social Security Retirement
If you or a loved one passes away, do
you know what benefits you and your
family are entitled to? Make sure
you know, so you can get what your are
entitle to.
Social Security Disability
If you or a loved one passes away, do
you know what benefits you and your
family are entitled to? Make sure
you know, so you can get what your are
entitle to.
Supplemental Security Income
If you or a loved one passes away, do
you know what benefits you and your
family are entitled to? Make sure
you know, so you can get what your are
entitle to.
Social Security Medicare
If you or a loved one passes away, do
you know what benefits you and your
family are entitled to? Make sure
you know, so you can get what your are
entitle to.
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Social
Security
Disability Benefits
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Disability Benefits
Disability is something most people
do not like to think about. But the
chances that you will become
disabled probably are greater than
you realize. Studies show that a
20-year-old worker has a 3 in 10
chance of becoming disabled before
reaching retirement age.
This
website provides basic information
on Social Security disability
benefits and is not intended to
answer all questions. For specific
information about your situation,
you get a
Free Disability Evaluation Today!
The SSA pays disability benefits
through two programs: the Social
Security disability insurance
program and the
Supplemental Security Income (SSI)
program. These pages are about the
Social Security disability program.
For information about the SSI
disability program for adults, see
Supplemental Security Income (SSI).
Who Can Get Social Security Disability Benefits?
Social Security pays benefits to
people who cannot work because they
have a medical condition that is
expected to last at least one year
or result in death. Federal law
requires this very strict definition
of disability. While some programs
give money to people with partial
disability or short-term disability,
Social Security does not.
Certain family members of disabled
workers also can receive money from
Social Security.
How Do I Meet the Earnings
Requirement for Disability Benefits?
In general, to get disability
benefits, you must meet two
different earnings tests:
1. A “recent work” test based on
your age at the time you became
disabled; and
2. A “duration of work” test to show
that you worked long enough under
Social
Security.
Certain blind
workers have to meet only the
“duration of work” test.
The table on the next page,
shows the rules for how much work
you need for the “recent work” test
based on your age when your
disability began. The rules in this
table are based on the calendar
quarter in which you turned or will
turn a certain age.
The
calendar quarters are:
First Quarter: January 1 through
March 31
Second Quarter: April 1
through June 30
Third Quarter:
July 1 through September 30
Fourth Quarter: October 1 through
December 31
The "Recent Work Test"
Rules for work needed for the “recent work test” |
| If you become disabled...
|
Then you generally need:
|
| In or before the quarter you turn age 24 |
1.5
years of work during the three-year period ending with the quarter
your disability began.
|
| In the quarter after you turn age 24 but before the quarter you turn age 31 |
Work during half the time for the period beginning with the quarter after you turned 21 and ending with the quarter you became disabled.
Example: If you become disabled in the quarter you turned age 27,
then you would need three years of work out of the six-year period
ending with the quarter you became disabled.
|
| In the quarter you turn age 31 or later |
Work
during five years out of the 10-year period ending with the quarter
your disability began.
|
The following table shows examples of how much work you need to meet the
“duration of work test” if you become disabled at various
selected ages. For the “duration of work” test, your work
does not have to fall within a certain period of time.
NOTE: This table does not cover all situations.
Examples of work needed for the “duration of work" test |
| If
you become disabled... |
Then
you generally need: |
| Before
age 28 |
1.5
years of work |
| Age
30 |
2
years |
| Age
34 |
3
years |
| Age
38 |
4
years |
| Age
42 |
5
years |
| Age
44 |
5.5
years |
| Age
46 |
6
years |
| Age
48 |
6.5
years |
| Age
50 |
7
years |
| Age
52 |
7.5
years |
| Age
54 |
8
years |
| Age
56 |
8.5
years |
| Age
58 |
9
years |
| Age
60 |
9.5
years |
When Should I Apply and What Information Do I Need?
Free Evaluation
If you are a filing for Supplemental Security Income(SSI) or
Social Security Disability for the first time, then here is
where you need to be. The form below will put you in touch with
the people you need to file for Disability and SSI as well as
assist those who are reapplying or appealing a decision.
Filling out the form below will get you a FREE, NO
OBLIGATION Evaluation from an attorney or advocate in your area.
If
you have already applied on your own and have been denied, don't
worry, usually more than 60% of the time people are denied on
their first attempt. Put your mind at ease, just fill out the
form and have a disability attorney or advocate help you get the benefits
you deserve.
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